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Tailored Protection, Expert Advice.

We are MJJ Risk, a New Zealand-focused insurance brokerage providing tailored commercial & specialty risk solutions for businesses, professionals, and organisations across New Zealand.

Our Approach

We act solely in our clients’ interests. As an independent brokerage, we work with leading New Zealand and international insurers to structure insurance programmes that respond to regulatory obligations, contractual requirements, and real-world operational risks.

Our Specialist Risk Classes

Property & Material Damage

Commercial buildings, contents, plant, equipment, business interruption, and catastrophe-exposed risks.

Management Liability

Directors & Officers, Employment Practices Liability, Crime, and Statutory Liability aligned to NZ legislation.

Construction & Contract Works

Contract works, legal liability, and project-specific insurance solutions for the construction sector.

Trade Credit

Protection against customer insolvency, protracted default, and political risk impacting receivables.

Public & Products Liability

Protection against third-party injury and property damage within the New Zealand legal environment.

Motor & Fleet

Commercial motor and fleet insurance for light vehicles, heavy vehicles, and specialist fleets.

Marine Cargo​

Insurance for goods in transit by sea, air, or land, including imports, exports, and domestic transit.

Machinery Breakdown

Cover for sudden and unforeseen mechanical or electrical failure of critical plant and equipment.

Professional Indemnity

Cover for professionals and advisers against claims arising from errors, omissions, or breaches of duty.

Cyber & Technology Risks

Cover for cyber incidents, data breaches, ransomware, and associated business interruption.

Product Recall

Coverage for recall costs, notification expenses, & crisis management following product contamination or defect.

Specialty & Scheme Insurance

Bespoke insurance programmes for industry groups, associations, and niche occupations.

© 2026 Independent Insurance Brokerage | New Zealand

Get In Touch

Email us at info@mjjrisk.co.nz to discuss your insurance requirements or request further information.​​

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